Combining finances

Hi there, My partner and I have made the decision that we would like to combine our finances. Bub is due in less than 3 weeks and its something we will probably do while DP has some time off after bubs arrives.
My partner has a credit card and personal loan which we have been paying off and I have a credit card also. We have agreed that it will be easier to pay these off together and we will be in a better position to begin saving for our own home and being more careful with our finances.

So my question is; how do you go about combining your finances and also any hints/tips/suggestions that you may have for us would be appreciated smile

We just went to the bank and spoke to the bank person. Opened an account in both names and got credit cards etc... The primary cardholder thing was a pain in the butt. It was assumed it would be my husband, so every tiime I wanted to do anything, I couldn't as he was the primary. So make sure you both are, or the one who handles the finances. I got a rewards attached to my cc as we use it for all spending, get the rewards then I pay the balance monthly. Also shows where you spend your money. I was able to highlight to my husband how much he was overspending and on what crap he was doing it. We're both on he same page now, but it has taken 10 years! Good luck, money can be stressful eh?