Money

Why is it that no matter how much you work there is still no friggin money.
I wasnt working and we were broke, im back at work part time and we are still broke.
My partner also works full time. I feel like i need to work more so we can have extra money, but i already feel guilty for leaving dd with my mum 2 days a week sad
then i feel guilty for not being happy enough around DD and DH
Am i the only one?

No way - there seems never be enough money to go around. I did read that a third of your income, no matter what it is - will be spent on your child. I found that interesting, my not always be the case of course.

I find a simple budget keeps me on track. I annualised all our bills - the standard stuff you have to spend money on. I worked out what our minimum expenses where each fortnight - then what we had left over. Wasn't much let me tell you...

It did point out a few areas that we were wasting money like the hubby buying lunch every day. Now I pack his lunch which he is just as happy with, saves a few bucks - they certainly add up.

Anyway, it helps me keep ontop of every-thing as well as being able to save that little bit thats left over for special treats or things we need to replace or buy. It just sucks when some-thing really goes wrong like needing a new washing machine cause you blew it up - LOL.

I agree. The more you have the more you spend!
I was talking to my 2 sis-in-laws a few weeks ago. SIL #1 and myself both have young kids and we both are not working. We were both complaining about being broke. SIL #2 started complaining about being broke "I can't afford to pay for our gym memberships or broadband internet this month". After a few choice comments from SIL#1 and myself we all agreed there a different degrees of broke! I complain of being broke, yet I can still pay my bills on time, pay the mortgage and buy my kids Christmas pressys. It could be ALOT worse!