I really don't think that 22 is too young to start a family. I think it depends on the maturity of the persons wanting to start the family. What Katherine said about a stable relationship is very true. Although there are a lot of single parents out there doing a wonderful job, having a mum and a dad around 24/7 that love each other would be really good!!
A lot of people told me that the baby shouldn't rule your life and I guess it shouldn't but once you have that little bundle there is nothing else in the world more wonderful or important, and they DO rule your life! So if you are a bit of a party girl, like going out till all hours of the night - then forget it! It really isn't fair on bub!
Money wise - you really need to set yourself a budget. Write a list of all the things you need to set up for a baby and then write a list of all the things you will need for day to day use - n@ppies, formula (don't automatically assume you will B/F as it sometime just wont happen!) wipes, medical visits, clothing, food, the list goes on! At the moment my little one is nearly 20 months and we would spend about $60 a week on her, and we use disposables.
I still feel very strong on the relationship side of things though - it is easy to split a relationship, marriage - but not so easy to split an innocent child!
Best wishes Bindi, your life will never be the same once you do have a child, instead it will be filled with a love you never knew existed.
Tanya (I'm 28 by the way, and love my girl more than anyone can describe!)
DD1 July 2004 DD2 August 2007 DS September 2009