We are looking at getting a credit card with a reward program attached to it.
If you have one who is it with?
Are they worth it, how many point do you need for a plane ticket??
We have one with ANZ but they are not worth it to get plane tickets, you would need to spend thousands and then you are still up for an additional payment for taxes along with annual card fees.
Over the course of 12 months we accrue enough points for a $120 gift voucher which covers the cost of the annual fees (around $80 for 2 cards). We have the credit card for convenience, paying bills online, booking tickets, accommodation, flights but its definitely not worth having one for the "reward" programs.
If you want flights you are far better off booking them when airlines are having specials, sometimes you can get a flight for what the taxes on a reward booking cost (not to mention the thousands you need to spend to accrue enough points).
I've heard Fly Buys is the worst program but none are really worth it for the "rewards". If you are after a credit card I'd be looking for one with the best interest rate and interest free period.. plus one that is accepted everywhere and you need to be able to pay it off every month.